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Property Finance

Here at K & M Finance, we understand that property is still undoubtedly the single biggest asset that any business will look to purchase.

Whether it's acquired as a trading premises for the business, or as an investment to lease or develop and sell on, K & M Finance are able to provide funding solutions to suit your business requirements.

Our range of property finance products reflects our commitment to provide a finance solution for each stage of a business' progression.

Commercial mortgages

Our providers range from the High Street banks and building societies to a number of new finance companies in the marketplace. For purchases we can provide commercial mortgages up to 90% as a sitting tenant, and up to 85% without accounts. Rates depend on risk, and can start at bank plus 1.25%. Development finance can be arranged for residential or commercial development (further info to follow).

Are you tired of having to negotiate with your bank over borrowing?
Do you want a more flexible solution than on offer on the High Street?
Do you want to partner with a solution provider?
We provide commercial buy to let mortgages
We lend up to 85% loan to value on commercial freeholds
We lend to new start businesses/poor credit history not a problem

Leasehold Finance

Are you one of the many business in the UK currently in a leasehold?
Are you looking to purchase a leasehold premises for your businesses?
Would you like to release some of the equity in your lease?
We can release the equity tied up in your lease - up to £100k or 50% of the valuation.
Short term leasehold not a problem (up to 60% of the purchase price or valuation).
Up to £350k, or 60% of the purchase price or of the valuation for leasehold purchases.